3D Secure

3D Secure

Securing online transactions for profitable e-commerce

Build Consumer Confidence in Online Transaction Security

Real Time Authentication for Online Payments

Minimize Fraudulent Card Transactions

Facilitate Card-Present Environment for Online Transactions

Fully Certified by VISA, MASTERCARD & American Express


The Epic 3 – D Secure Payment & Authentication solution is a highly flexible and scalable platform-independent solution for providing an added layer of security in CNP (Card Not Present) transactions. It is fully compliant with PCI DSS specifications and is certified by VISA, MASTERCARD and JCB.

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  • The solution consists of loosely coupled modules which can be plugged in as and when business requires.
  • Internet Payment Gateway: Multi-currency payment acquisition, authorization & payment processing module.
  • Access Control Server: Performs card-holder enrollment into 3-D secure program and facilitates multiple cardholder authentication options to cater to bank’s risk profile.
  • Merchant Plug-In: Real-time enrolment verification and payer authentication according to card association guidelines.


  • Conforms to International Secure Payment Standards defined by PCI DSS.
  • Flexible and configurable deployment with seamless integration.
  • Simple and streamlined administration, reporting and branding.
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