3-D Secure

Securing online transaction for profitable e-commerce

Minimize Fraudulent Card Transactions

Real Time Authentication for Online Payments

Facilitate Card-Present Environment for Online Transactions

Build Consumer Confidence in Online Transaction Security

Fully Certified by VISA, MASTERCARD & American Express

Overview

The Epic 3 – D Secure Payment & Authentication solution is a highly flexible and scalable platform-independent solution for providing an added layer of security in CNP (Card Not Present) transactions. It is fully compliant with PCI DSS specifications and is certified by VISA and MASTERCARD.

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Key features

Modular Architecture

The solution consists of loosely coupled modules which can be plugged in as and when business requires.

Internet Payment Gateway: Multi-currency payment acquisition, authorization & payment processing module.

Access Control Server: Performs card-holder enrollment into 3-D secure program and facilitates multiple cardholder authentication options to cater to bank’s risk profile.

Merchant Plug-In: Real-time enrolment verification and payer authentication according to card association guidelines.

Security & Flexibility

Conforms to International Secure Payment Standards defined by PCI DSS.

Flexible and configurable deployment with seamless integration.

Simple and streamlined administration, reporting and branding.