3-D Secure
Securing online transactions for profitable e-commerce
Minimize Fraudulent Card Transactions
Real Time Authentication for Online Payments
Facilitate Card-Present Environment for Online Transactions
Build Consumer Confidence in Online Transaction Security
Fully Certified by VISA, MASTERCARD & American Express
Overview

Key features
Multi-Merchant support
Multi-Currency support
BIN Restriction & Hot List Management (card, MCC, country, currency etc.)
Multiple authentication options for card holder to select (OTP, Challenge Response, etc).
Manual and Automated settlement for merchants
Refund transaction support
Comprehensive transaction dashboard for bank users and merchants
MOTO transaction support
Modular Architecture
The solution consists of loosely coupled modules which can be plugged in as and when business requires.
Internet Payment Gateway: Multi-currency payment acquisition, authorization & payment processing module.
Access Control Server: Performs card-holder enrollment into 3-D secure program and facilitates multiple cardholder authentication options to cater to bank’s risk profile.
Merchant Plug-In: Real-time enrolment verification and payer authentication according to card association guidelines.
Security & Flexibility
Conforms to International Secure Payment Standards defined by PCI DSS.
Flexible and configurable deployment with seamless integration.
Simple and streamlined administration, reporting and branding.