Epic Mobile Wallet

Transforming the consumer/merchant payment ecosystem

Transaction Initiation via NFC, tokens, Dynamic & Static OR codes

World’s first Single Application for Payer & Payee

Seamless & Hassle-free customer on-boarding

Patent-pending Tokenization mechanism ensures Instrument details remain secure

Wallet Access Secured with PIN & biometrics

Overview

The Epic Mobile wallet transforms your mobile phone into a secure, digital version of your traditional wallet – a first of its kind in the world. It enables merchant payments using all payment instruments, such as credit/debit cards and CASA accounts, on existing infrastructure. Importantly, it is the only solution that provides payer and payee features in a single application, effectively transforming each wallet into a potential merchant. Our patent-pending tokenization mechanism ensures that no card/account information gets stored on the phone but yet allows any enrolled instrument to make merchant payments via NFC, mobile number key-in (for non-NFC phones), payment tokens and dynamic/static or codes. It delivers a never-before-seen level of security and convenience to consumers as well as merchants.

COMPETITIVE EDGE

Customer convenience: register all credit/debit cards & CASA accounts in a single wallet
Payer & payee functionality rolled into one: every wallet user can effectively be a merchant
Multiple modes of transaction initiation: NFC, Tokenized payments for non-NFC, dynamic/static or code
Significantly expands the reach across merchant segments across the socio-economic layers

FEATURES & FUNCTIONALITY

Seamless customer on-boarding without complex registrations
Secure login with PIN and biometrics
Payment transactions using NFC, tokens, mobile number and/or codes
Send money to friends using peer-to-peer fund transfers
Move funds between own accounts and cards using Infra-wallet transfers
Setup default payment instrument for quick payments
User configurable security for biometrics