3D Secure

3D Secure

Securing online transactions for profitable e-commerce

Build Consumer Confidence in Online Transaction Security

Real Time Authentication for Online Payments

Minimize Fraudulent Card Transactions

Facilitate Card-Present Environment for Online Transactions

Fully Certified by VISA, MASTERCARD & American Express

Overview

The Epic 3 – D Secure Payment & Authentication solution is a highly flexible and scalable platform-independent solution for providing an added layer of security in CNP (Card Not Present) transactions. It is fully compliant with PCI DSS specifications and is certified by VISA and MASTERCARD.

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MODULAR ARCHITECTURE

  • The solution consists of loosely coupled modules which can be plugged in as and when business requires.
  • Internet Payment Gateway: Multi-currency payment acquisition, authorization & payment processing module.
  • Access Control Server: Performs card-holder enrollment into 3-D secure program and facilitates multiple cardholder authentication options to cater to bank’s risk profile.
  • Merchant Plug-In: Real-time enrolment verification and payer authentication according to card association guidelines.

SECURITY & FLEXIBILITY

  • Conforms to International Secure Payment Standards defined by PCI DSS.
  • Flexible and configurable deployment with seamless integration.
  • Simple and streamlined administration, reporting and branding.
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