Mobile Wallet Platform
Transforming the consumer/merchant payment ecosystem

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  • Worlds first Single Application for Payer & Payee
  • Register any Credit/Debit Cards and Current/Savings Accounts
  • Patent-pending Tokenization mechanism ensures Instrument details remain secure
  • Transaction Initiation via NFC, tokens, Dynamic & Static QR codes
  • Wallet Access Secured with I PIN & biometrics
  • Seamless & Hassle-free customer on-boarding

OVERVIEW
The Epic Mobile wallet is a world first which transforms your mobile phone into a secure, digital version of your traditional wallet. It enables merchant payments using all payment instruments, such as credit/debit cards and CASA accounts, on existing infrastructure. Importantly, it is the only solution that provides payer and payee features in a single application, effectively transforming each wallet into a potential merchant.

Our patent-pending tokenization mechanism ensures that no card/account information gets stored on the phone but yet allows any enrolled instrument to make merchant payments via NFC, mobile number key-in (for non-NFC phones), payment tokens and dynamic/static OR codes. It delivers a never-before-seen level of security and convenience to consumers as well as merchants.

COMPETITIVE EDGE

  • Customer convenience: register ALL credit/debit cards & CASA accounts in a single wallet.
  • Payer & payee functionality rolled into one: every wallet user can effectively be a merchant.
  • Multiple modes of transaction initiation: NEC. Tokenized payments for non-NFC, Dynamic/Static OR code.
  • Significantly expands the reach across merchant segments across the socio-economic layers.

FEATURES & FUNCTIONALITY

  • Seamless customer on-boarding without complex registrations.
  • Secure login with PIN & biometrics.
  • Payment transactions using NFC, tokens, mobile number & OR codes.
  • Send money to friends using peer-to-peer fund transfers.
  • Move funds between own accounts and cards using Intra-wallet transfers.
  • Setup default payment instrument for quick payments.
  • User configurable security for biometrics.