EPIC Branchless Banker
A Channel Innovation to Reach The Masses
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  • Account Opening & Card Insurance
  • Deposit Mobilization
  • Cash Withdrawal
  • Balance Inquiry
  • Fund Transfers
  • PIN Change
  • Loan Approvals & Disbursements
  • Utility Payments
  • Foreign Remittances


The Epic Branchless Banker is a multiple, front-end, device based online application that provides an effective platform for Banks and Financial institutions to deliver a variety of transactions online and real time.

It takes the Bank to the customer irrespective of geographical location and extends the umbrella of financial inclusion.

Your advantage

  • Creates multiple mobile bank branches that offer banking services online and real time.
  • Offers reach extension to lucrative under-banked market segments.
  • Deliver banking-at-your-doorstep service to high-ticket value consumers.
  • Lower your TCO significantly with improved productivity & service excellence.
  • Offer a differentiating experience to the customer.
  • Service your consumer from any geographical location where GPRS connectivity is available.


  • EPIC Switch
  • EDC / POS Application
  • Administrative Web Application
  • Back-end SVA (Stored Value Accounts) Module


  • Conforms to International Secure Payment Standards (ISO 8583 Transaction Message Format); ensuring the highest level of transactional security.
  • Offers interfaces to an array of front-end devices such as PSTN / CDMA based EDC / POS Terminals, GPRS based EDC / POS Terminals & Android / iOS smart devices.
  • The flexibility and ability to initiate and execute transactions with the use of any valid bank card or passbook.
  • Flexibility of device: The device can be chosen based on the requirement of the business model and requirement of the bank/user. Being a portable hand carried unit, can be taken to the customer doorstep by an authorized bank agent.