EPIC 3-D SECURE
Internet Payment Gateway – Merchant plug-in Access control server
Securing Online Transactions for Profitable e-commerce
-Minimize Fraudulent Card Transactions
-Real time authentication for online payments
-Facilitate card-present environment for online transactions
-Build consumer confidence in online transaction security
-Fully Certified by VISA, MASTERCARD & American Express
The EPIC 3-D Secure Payment Authentication & Authorization solution is a highly flexible and scalable platform-independent solution for providing an added layer of security in CNP ( card not present) transactions. It is fully compliant with PCI DSS specifications and is certified by VISA and MASTERCARD.
The solution consist of loosely coupled modules which can be plugged-in as and when business requires.
Internet payment gateway: Multi-currency payment acquisition, authorization and payment processing module.
Access control server: Performs card-holder enrollment into 3-D secure program and facilities multiple cardholder authentication options to cater to bank’s risk profile.
Merchant plug- In: Real time enrollment verification and payer authentication according to card association guidelines.
Security and flexibility
- Conforms to International Secure Payment Standards defined by PCI DSS.
- Fully certified by VISA, MASTERCARD and American Express as a preferred vendor.
- Flexible and configurable deployment with seamless integration.
- Simple and streamlined administration, reporting and branding.
- Multi Merchant support
- Multi Currency support
- BIN restriction and Hot List Management (card, MCC, country, currency etc)
- Multiple authentication options for card holder to select (OTP, Challenge Response, etc.)
- Manual and automated settlement for merchants
- Refund transaction support
- Comprehensive transaction dashboard for bank uses and Merchants
- MOTO transaction support